Gift Aid, automated

UK churches leave £560m on the table every year. Givr claims it.

The Gift Aid scheme lets a UK charity reclaim 25p from HMRC for every £1 given by a UK taxpayer. Most small churches only claim a fraction of what they're owed because the process is manual and error-prone. This page explains, in plain English, how Givr fixes that end-to-end.

25p

HMRC reclaim per £1 given by a UK taxpayer

£2,000

GASDS ceiling per church per year on cash/contactless under £30

4–6 wks

Typical HMRC settlement time after claim submitted

Step 1 — Declaration captured at the point of giving

When a donor gives for the first time, Givr collects the four data points HMRC requires for a valid Gift Aid declaration: full name, home address including postcode, a "UK taxpayer" affirmation, and the date. Stored once — Givr reuses it for every future gift from the same donor.

Step 2 — Eligibility check on every donation

Givr tags each donation as Gift-Aid-eligible or not, based on the donor's declaration status and payment method. Anonymous cash/contactless goes to the GASDS pot; declared gifts go to the standard claim.

Step 3 — Quarterly aggregation

Givr aggregates the eligible donations for each connected church into a single quarterly claim. No spreadsheets, no CSV exports, no reconciliation calls with the treasurer.

Step 4 — Submission to HMRC Charities Online

MRVL is a registered HMRC nominee. Each church signs a one-time authorisation letter (digital) and Givr submits the claim on the church's behalf. Same model Swiftaid uses — legally established and HMRC-approved.

Step 5 — HMRC pays the church directly

HMRC settles the claim by BACS to the church's bank account, typically 4–6 weeks after submission. Givr invoices a 2% performance fee on the reclaimed amount only after the church receives payment. If HMRC pays nothing, Givr charges nothing.

GASDS — the £2,000/year most churches miss

The Gift Aid Small Donations Scheme lets you claim on cash and contactless donations under £30 each — up to £8,000/year in donations, worth up to £2,000 in HMRC top-up. No declaration required from the donor.

Almost no small church claims GASDS because the paperwork sits alongside the standard Gift Aid submission and doubles the admin. Givr Gather files both automatically — you don't have to think about it.

Higher-rate relief for donors (SA100)

A 40%-band donor giving £100 can personally claim back £25 on their SA100 tax return (the difference between higher rate and basic rate). A 45%-band donor claims £31.25. Most donors never do this — the church loses generosity that would otherwise come back.

Givr generates an annual giving statement per donor with the exact figures pre-computed for their SA100 — GB donors only. It's a small feature that materially increases repeat giving.